David Cargill, CFP®, CPFA® entered the financial services industry following a rewarding career in the non-profit sector, where helping people was the cornerstone of his daily work. Recognizing a distinct need for that same mission-driven approach within wealth management, David chose to pair a passion for serving others with formal financial training and business acumen. This philosophy is built on the belief that financial planning is most effective when technical expertise is combined with a genuine desire to help individuals and families thrive.
Professional Experience & Philosophy
David began his career in financial planning in 2020 at a boutique firm. There, he specialized in the high-touch areas of company retirement plans, individual wealth management, and sophisticated portfolio development. A significant portion of this work involved partnering directly with physicians, helping them navigate the unique and often complicated financial planning needs specific to the medical profession.
David joined LPL in 2022, bringing direct experience in helping plan sponsors oversee the intricate complexities of retirement plans. By coordinating annual plan reviews and performing in-depth fund analyses, David ensures that administrative processes remain seamless for both corporate and individual clients. This meticulous approach to data is balanced by a commitment to comprehensive financial planning, helping clients navigate the journey of wealth building and preservation.
Focus Areas Include:
- RETIREMENT PLAN OVERSIGHT SUPPORT: Coordinating and conducting annual reviews to help ensure plan health and compliance.
- FUND ANALYSIS: Performing deep-dive evaluations of investment options to help optimize portfolio performance.
- PORTFOLIO ASSISTANCE: Providing tailored investment strategies designed to address specific individual risk profiles.
- ADMINISTRATIVE STRATEGY: Ensuring smooth operational processes for complex corporate financial structures.
Education & Community
David holds a Bachelor of Science in Business Administration from the University of Nebraska—Lincoln, where he focused on Accounting with additional emphases in Economics and Spanish. This diverse academic background provides a solid foundation for navigating today's global and evolving financial landscape.
In addition to holding his Series 6, 7, 63, and 65 through LPL Financial, David also holds the following industry designations:
- CERTIFIED FINANCIAL PLANNERTM professional (CFP®)
- Certified Plan Fiduciary Advisor (CPFA®)
David is deeply committed to his community. He is very active with the Society of Saint Vincent de Paul, where he and his family regularly volunteer. David also helped found the Rising Leaders group, an initiative that brings young professionals together to apply their professional expertise toward the Society’s mission.
David has three children, with a fourth on the way, and enjoys spending time with family, attending sporting events, music, coaching his children in sports, and various outdoor activities.