I began my financial practice in 2002 with a clear understanding that building Trust is everything, and that Trust must be earned! My mission is clear: to provide honest, ethical, and transparent financial planning advice, based on a foundation of mutual trust. This is best accomplished through frequent communication where meaningful, raw conversations about financial goals, investments, aspirations, concerns, and fears are encouraged.
I am a U.S. Navy veteran, having served as a nuclear power Submarine Officer. My years of leadership experience, solving complex problems in difficult environments, and disciplined attention to detail all directly correlate to my role as a Financial Advisor. These same skill sets greatly benefit my clients today.
My wife & I have 4 wonderful children, and we enjoy spending our time together outdoors, hiking, and traveling all around the world.
Certifications:
CFP® – CERTIFIED FINANCIAL PLANNER® Professional
ChFC® – Chartered Financial Consultant®
AAMS® – Accredited Asset Management SpecialistSM
FINRA Series 7 & 63 registrations through LPL Financial, Series 65 registration through Wealthcare Advisory Partners.
Specialties:
RETIREMENT INCOME: developing optimal strategies for social security, pensions, and investment distributions throughout the retirement journey.
INVESTMENT PLANNING: developing appropriate risk-based portfolios in a complex global environment. Investment strategies must be constantly monitored and adjusted as dynamic situations evolve.
TAX ANALYSIS: analyzing and understanding the tax consequences of various investment products, strategies, and distributions.
ESTATE/LEGACY PLANNING: discussing appropriate strategies to plan for, help protect, and preserve your estate.
RISK MANAGEMENT/INSURANCE PLANNING: analyzing the appropriate amount and type of insurance protection throughout the journey.
Professional Experience:
FocalPoint Wealth Management - Founder & CEO/Wealth Advisor
Waddell & Reed Financial, Inc - Wealth Advisor
First Command Financial Planning - Wealth Advisor
Education:
Purdue University - BS in Mechanical Engineering
Naval Officer Nuclear Power School & Prototype
Old Dominion University - Master of Science in Engineering Management